Reclaim Your Money

Recover Your Surplus Funds

If your property sold at foreclosure for more than you owed, you may have thousands of dollars waiting to be claimed. We help you get what’s rightfully yours.

Free Eligibility Check
No Upfront Costs
We Handle Everything

No pressure. No obligation. We only get paid if you get paid.

Check Your Eligibility

Tell us about your foreclosure. We’ll verify if surplus funds are available.

100% Risk-Free
No upfront costs, ever
24-Hour Response
Fast turnaround guaranteed
No Hidden Fees
Transparent process
Trusted Nationwide
Experienced team

What Are Surplus Funds?

When a property sells at foreclosure auction, it often sells for more than the outstanding mortgage balance. The difference — called surplus funds or excess proceeds — legally belongs to the former homeowner.

Many former homeowners don't realize these funds exist or assume they've lost everything. The truth is, thousands of dollars may be sitting in a court account waiting to be claimed.

While you can file a claim yourself (pro se), the process involves specific court procedures, documentation requirements, and deadlines. Professional assistance helps ensure nothing is missed and your claim is handled efficiently.

Example: How Surplus Funds Work
Foreclosure Sale Price $285,000
Outstanding Mortgage -$195,000
Back Taxes & Liens -$12,000
Court & Filing Fees -$3,500
Your Surplus Funds $74,500
This money is legally yours. Don't leave it unclaimed.

Are You Eligible?

You may be entitled to surplus funds if you meet the following criteria:

Property sold at foreclosure auction
Sale price exceeded what was owed
You were the owner or heir to the owner
Funds haven't already been claimed
Within applicable timeframe limits
Heirs & Estate Claims
If the property owner passed away, heirs may still be entitled to surplus funds. We specialize in navigating probate situations and identifying rightful claimants under your state’s intestate succession laws.

How We Help You Recover Funds

We handle the entire process from start to finish, ensuring your claim is filed correctly and processed efficiently.

Petition Preparation & Filing

We prepare all necessary court documents and file your surplus fund claim correctly the first time.

Document Collection

We gather and verify all required documentation—from foreclosure records to proof of ownership.

Court Communication

We handle all communication with the court clerk, judge's office, and any involved parties.

Deadline Tracking

We monitor all filing deadlines and ensure your claim stays on track throughout the process.

Attorney Coordination

When legal representation is needed, we coordinate with attorneys to ensure proper handling.

Probate Assistance

If the homeowner passed away, we help navigate probate and identify rightful heirs under your state’s intestate succession laws.

Simple 4-Step Recovery Process

We guide you through every step from verification to receiving your funds.

1

Free Eligibility Check

We verify if surplus funds exist from your foreclosure sale and confirm you're entitled to claim them.

2

Document Preparation

We collect all required documents and prepare your court petition with precision and accuracy.

3

Court Filing

We file your claim with the appropriate court and handle all procedural requirements.

4

You Get Paid

Once the court approves your claim, surplus funds are released directly to you.

Facing Foreclosure? Don't Wait for Surplus.
If your foreclosure sale hasn't happened yet, stopping the sale is always the better option. You'll protect more of your equity and have more financial flexibility. Get a fast cash offer to avoid foreclosure entirely.